Customers will not be required to disclose the results of predictive genetic tests for policies up to £500,000 of life insurance, or £300,000 for critical illness insurance, or paying annual benefits of £30,000 for income protection insurance (the 'financial limits').  When the cumulative value of insurance of insurance exceeds the financial limits, insurers may seek information about, and customers must disclose, tests approved by GAIC for use for a particular insurance product, subject to the restrictions of the concordat. Above these limits, you may need to tell insurance companies about certain genetic test results when applying for certain types of insurance. They will only be interested in a genetic test result where the Government’s Genetics and Insurance Committee (GAIC) has approved it for insurers to use with the type of insurance you are applying for. Currently, the only test results which have been approved by GAIC are: Test                               Type of insurance Huntington’s Disease -  Life insurance Back to Top		Contents On this page, you'll find information on: Genetic testing Huntingdon's Disease