Exclusions apply to all pet insurance policies.
Most policies will not cover
- pre-existing medical conditions including:
- illnesses your pet had or showed signed of before you took out your policy
- recurring illnesses or injuries
- ongoing or lifelong conditions
No policy will cover
All policies have a waiting period of between 10 and 30 days from the date your policy starts. If your pet needs treatment during this time the cost will not be covered by your insurer.
If your pet dies before the end of your policy period you may still be required to pay the full monthly or annual premium
for the duration of your policy if you make a claim.