Blogs

  • The Future of Investing for Change

    10/08/2022

    People want to know that their retirement savings are contributing towards a greener future, and are not invested in companies which are not a part of that journey. Social factors (the ‘S’ in ESG) are a lesser-known part of responsible investing, inside and outside of the financial services industry. Here, Zoe Pope discusses social factors and the opportunities to influence positive change.

  • Retirement income in the multiverse of projections

    16/06/2022

    The idea of parallel universes has been a popular subject in the sci-fi genre for decades. Little does the public know that their retirement income projections are already living in one. The recent FRC consultation on a proposed revision of their projection basis known as AS TM1 highlighted the inconsistency in pension projections across different providers and communications channels. That means the retirement income forecast you receive, even from the same provider, could be based on different assumptions and are not directly comparable. What can be done to bring the fragmented projection universe back into one, so consumers can have a single, simple, reliable estimated retirement income when planning their retirement?

  • Time for action on the advice gap

    06/05/2022

    Simplifying pensions language

    The Government and FCA have acknowledged that people need more help in making decisions about accessing pensions, as well as starting to invest. The Queen’s Speech is an opportunity to set a new direction for advice so that providers can offer more support when customers need it.

  • Pensions Dashboards: The blind men’s elephant

    03/02/2022

    The ABI launched two reports on the future of pensions dashboards earlier this month. The research projects looked at the industry’s expectations of dashboards and user reaction to different potential dashboards functions respectively. With the DWP’s consultation on Dashboards regulations published earlier this week, Evey Tang reflects on the significance of the research findings and what the industry can expect next in this blog.