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ABI advice to help drivers avoid becoming the victim of the latest crash scam

Following reports of a new staged motor accident scam known as 'flash for cash', the ABI offers advice to help motorists avoid becoming the victim of this latest attempt to cheat the insurance industry.

The scam involves a driver on a main road flashing their lights to invite a driver waiting on a side road to pull out only to ram into them and subsequently claim that they pulled out without checking first.

The ABI reminds motorists that the Highway Code says:

"Only flash your headlights to let other road users know that you are there. Do not flash your headlights to convey any other message or intimidate other road users. Never assume that flashing headlights is a signal inviting you to proceed. Use your own judgement and proceed carefully."

The new tactic is a variation on the 'crash for cash' scam in which organised criminal gangs fake or deliberately cause accidents to make fraudulent insurance claims.

Nick Starling, Director of General Insurance at the Association of British Insurers, said:

"The insurance industry, working with the police, is doing everything possible to protect honest motorists from this serious and costly crime. Any driver who suspects they have been the victim of one of these scams should contact their motor insurer and the police immediately."

Insurance Fraud Bureau figures estimate that 'crash for cash' fraud cost the industry £392m each year.

Last updated 01/07/2016