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Government commitment to help young drivers stalled on a red light

The ABI today warned that Government stalling on its promise to improve young driver safety is costing the UK’s 3 million young drivers up to £3701 a year. 

Despite the fact that road crashes are the single biggest killer of young people aged between 15 -24 in the UK, and with 15 serious road crashes every day involving young drivers, the Government have still to publish their  Green Paper on tackling this issue that was due out this Spring. 

This is not only continuing to put young lives at risk, but is hitting young drivers in the pocket, as they continue to face higher insurance costs, despite the insurance industry’s pledge that car insurance premiums for young newly-qualified drivers could fall by up to 20% if the Government implemented ABI’s proposals to improve their safety.

Speaking today at Marketforce’s Motor Insurance Summit, ABI’s Director of General Insurance, Nick Starling, called for the Government to recognise the need for action: 

"Government inaction is no option if we are serious about reducing both road crashes involving young drivers and their insurance costs.The arguments for reform are overwhelming, yet despite commitments made back in February 2012 and a Green paper promised this spring, the Government appear strangely reluctant to recognise the need for action.

"The Government have parked this for long enough. Now is the time to follow the lead taken by many other countries and introduce reforms, such as a minimum one-year learning period and graduated driving licensing, to help the UK’s young drivers.”

The ABI is calling for: 

  • A one year minimum learning period for young drivers.
  • Limiting the number of young passengers that young newly-qualified drivers can carry for an initial period after passing their driving test. This reflects the fact that young drivers are much more likely to have serious road crashes when other youngsters are in the vehicle.

If these proposals are implemented, not only would the crash risk be significantly reduced but the average motor premium paid by a 17-18 year old could fall by between 15-20%, making a potential saving of up to £370 a year.

For more information see our Young drivers sections.

1. Based on average annual premium of a 17-18 year old driver from ABI 2011 data.

Last updated 01/07/2016