We are the voice of insurance and long-term savings | Contact us

Increase the small claims limit needed as part of the Government crackdown on whiplash

The Government’s plans to set up panels of independent medical experts to crackdown on fraudulent whiplash claims announced today needs to be supplemented by further reforms, such as an increase in the small claims track limit from £1,000 to £5,000, for honest customers to benefit from sustained lower motor premiums, says the ABI.

James Dalton, the ABI’s Head of Motor and Liability, said:

"We have long called for more robust medical assessment of whiplash claimants. Setting up independent panels of accredited experts will help the UK shake off its reputation as the whiplash capital of Europe.

"Additional measures, such as increasing the Small Track Claims threshold from £1,000 to £5,000 as we have argued for is also crucial: it would provide not only a simple, speedy, more cost-effective way of settling genuine whiplash claims, but ensure that lower motor premiums can be sustained. And we need to be cautious about using one market index to quantify the impact of reforms on premiums."

The full announcement on the new measures can be found on the Government website.

Last updated 01/07/2016