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ABI advice on travelling this winter

The ABI has issued advice to help those planning skiing or snowboarding holidays this winter.

More than a third (38%) of winter sports holidaymakers admitted that they don’t always take out travel insurance, and 31% don’t always check their policy to ensure they are covered for winter sports activities1.

The ABI advises anyone travelling abroad this winter to:

  • Ensure you have travel insurance to cover the costs of any emergency medical treatment.
  • Make sure that the policy includes all of the activities you may participate in on holiday. If you have an annual travel insurance policy, or travel insurance is provided alongside your bank account, you may need to add winter sports cover before your trip.
  • If travelling in Europe, have a valid European Health Insurance Card (EHIC). While this is not a substitute for having travel insurance, it is free and allows you to receive treatment from public hospitals in all European Economic Area countries and Switzerland on the same basis as a resident of that country.
  • Remember that some actions may invalidate your insurance. Skiing off-piste without a qualified guide, not wearing a helmet or drinking alcohol could leave you facing expensive medical bills.

Aidan Kerr, the ABI's Assistant Director, Head of Property, Fraud and Specialist Lines, said:

"Before setting off to the slopes for the busy ski season, avoid skipping on essential cover and ruining your winter escape.

"The cost of medical treatment for ski injuries could leave most people with horrendous medical bills, so it's vital to ensure you have adequate winter sports cover."

Read the ABI’s travel insurance advice on what to do if you fall ill or are injured abroad.

Sources: 1Foreign and Commonwealth Office  

Last updated 01/07/2016