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Brexit means keep calm and carry on with travel insurance and the European Health Insurance Card says the ABI

  • Travel insurance policies and the European Health Insurance Card unaffected by Brexit.
  • Latest ABI figures highlight that nearly half a million holidaymakers helped by travel insurance when things go wrong. The average cost of emergency medical treatment overseas is now £1,200.
  • Nearly one in five still travel abroad without travel insurance*.

With the peak summer holiday season in Europe here, the ABI is reminding travellers not to holiday without travel insurance and their European Health Insurance Card (EHIC).

This year, Brits are expected to take 34 million** separate holidays in Europe. Spain is the most popular destination, with 13 million visits, followed by France (8.8 million) and Italy (3.5 million).

Regardless of the vote to leave the EU, travel insurance and the EHIC remain a must when travelling throughout Europe as:

  • Last year insurers came to the aid of nearly 500,000 travellers who needed help overseas, paying out the equivalent of £1 million every day.
  • 166,000 travellers needed emergency medical treatment totalling £196 million that was paid for by travel insurers.
  • The average cost of medical treatment is £1,200, compared to the £33 a year cost of the average annual travel policy – less than the price of a typical family holiday meal.
  • The European Heath Insurance Card gives you access to state-provided healthcare on the same basis as a national in the country you are visiting. It is free to order from www.ehic.org.uk. The EHIC is not an alternative to travel insurance, so it is important to have both. Many travel insurers will waive their excess (the first part of the claim that you pay yourself) if you use your EHIC.

For the latest information and advice about your destination, you should check the Foreign and Commonwealth Office travel advice and information pages before you travel.

Mark Shepherd, Manager, General Insurance at the ABI, said:

"Most people will enjoy their overseas summer holiday. Yet for anyone falling ill, getting injured or losing their possessions abroad their sunshine break could be traumatic and very expensive. Medical treatment overseas can cost tens of thousands of pounds which is why travel insurance is a must have. Yet too many people still seem likely to buy sun tan lotion before travel insurance – despite the fact that 500,000 travellers need to claim on their travel policy a year.

"There are a wide range of policies available, including if you have any existing medical conditions, so it is important to shop around to find the right policy, and be aware that the cheapest policy may not always be the best one."

*ABTA, more than one in five (22%) of travellers risk travelling without insurance


Last updated 14/09/2016