If you have recently bought your home the rebuild cost will be on your mortgage valuation or deeds.
Your rebuild cost should include any professional fees associated with rebuilding and the cost of clearing the site.
Review the rebuild cost of your home each time you renew your insurance.
If you renovate your home or build an extension, recalculate the rebuild cost and speak to your insurer to make sure you are fully covered.
It's simple, use our free tool
Our streamlined 3-step process guides you through selecting your property type, entering key details, and receiving an estimate with a typical range based on your property's unique characteristics.
Please email [email protected] if you are experiencing any problems.
Is your home made out of non-standard materials?
If your home is not brick-built or has specialist architectural features, its rebuild cost may be higher than its market value. In this case, insure your home against the higher rebuild cost not the lower sale price or market value to avoid any insurance shortfalls.
To find out if you live in a listed building go to the relevant website for your country:
The rebuild cost is the amount it would cost to completely rebuild your home if it was destroyed beyond repair. It includes the price of labour and materials and is usually lower than your home's sale price or market value.
Basing your policy on your home’s rebuild cost will prevent you from over-insuring and paying higher premiums than necessary.
