If I have claimed for subsidence damage will I still be able to get affordable buildings insurance in the future?

Subsidence claims can be very expensive, so certainly could affect the cost of future property insurance, and the level of any policy excess. An insurer will need to assess the risk, but ABI member companies are committed to working with policyholders to manage any subsidence risk and maintain cover. 

Where a claim arises, the insurer handling the claim will, in the majority of cases, continue to provide subsidence cover on the property after the repair is completed, as long the repair has been carried out under their direction, or with their approval.

However, there may be circumstances where continuation of cover is not possible in which case you should shop around to find alternative cover and consider using a specialist broker (see Useful addresses).