We are the voice of insurance and long-term savings | Contact us

Critical illness insurance

Critical illness cover gives you financial protection against certain illnesses and medical conditions of a specific severity.

Your cover will provide you with a tax-free lump sum cash payment which can be used to help you and your family. For example, it could help you pay off your mortgage, pay for treatment to help you recover or pay your household bills.

All critical illness policies cover the following illnesses, providing they are of a certain severity:

  • cancer
  • heart attack
  • stroke

Covers varies between insurers and some policies include additional medical conditions, so check the details of your policy with your insurer.

Next steps

If you have a policy, want to buy some cover, or just want more information: