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Whole of life cover

Whole of life plans, also known as life assurance, give you cover for your entire life. When you die a lump sum can be used to meet your debts or can be left to someone.

Whole of life plans offer

  • an investment component which means that your premiums are invested during the lifetime of the policy. This builds up a cash value which you may be able to withdraw or borrow against
  • a withdrawal clause that allows you to cancel the plan and receive a cash surrender value

Next steps

If you have a policy, want to buy some cover, or just want more information: