1. Shop around
Travel insurance policies vary to suit different needs so it’s essential to shop around, and know that the cheapest policy may not cover all that you need.
2. Get a European Health Insurance Card (EHIC)
The EHIC is free and allows you to get treatment when travelling in Europe on the same basis (free or at a reduced cost) as people who live in the country you are travelling to. It’s not a substitute for travel insurance, and it will not cover any costs to bring you back home.
www.gov.uk/european-health-insurance-card
3. Check Foreign, Commonwealth & Development Office (FCDO) advice
Check the advice provided by the Foreign, Commonwealth & Development Office (FCDO) for your destination. No destination is 100% safe and you should consider official advice before you decide to travel somewhere. Travel insurance is unlikely to cover you if you travel to destinations where the FCDO is advising against all or
all but essential travel.