5. Apply for any visas and check your passport
Apply for any visas you may need in plenty of time before you travel and check that your passport will be valid for at least 6 months at the time you travel. Requirements will vary depending on the country that you are visiting. Most travel insurance policies will not cover you if you fail to obtain the correct visa or your visa does not arrive on time.
6. Get vaccinations
Talk to your doctor about any vaccinations or medications (e.g. antimalarial tablets) that you may require for your destination at least six weeks before you go. Your travel insurance may require you to take reasonable health precautions when recommended by the Foreign, Commonwealth & Development Office. travelhealthpro.org.uk/factsheet/43/medicines-abroad
7. Be up front about medical conditions
Tell your insurer about any medical conditions when you take out a travel insurance policy. It is also important to tell your insurer if your medical situation changes after you have taken out your travel insurance policy.
8. Take care and stay safe
Holidays should be fun and relaxing, but take care and act responsibly. Drink responsibly. Follow local laws and customs. Check safety before taking part in an activity. Take enough money for your trip and some back-up funds in different payment forms (eg additional debit card, traveller’s cheques or US dollars).
9. Leave information with family and friends
Tell your family or friends where you will be staying and what you plan to do. Make sure they have a way of contacting you. Leave them photocopies or scans of your passport, any visas, your travel insurance and your travel itinerary.
10. Call your insurer
Make sure you take note of your insurer’s emergency assistance phone number. If something happens when you’re on holiday and you need to make a claim, call your insurer or their emergency assistance company first – they are there to help you.
