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Car sharing and insurance

All ABI motor insurers have agreed that your insurance cover will not be affected if your passengers contribute towards your journey costs (including fuel, vehicle depreciation and associated vehicle running costs), as long as lifts are given in a vehicle seating eight passengers or less. This does not apply if you make a profit from payments received or if carrying passengers is your business.

The ABI is supportive of car sharing platforms such as BlaBlaCar, Liftshare, GoCarShare whose prices and the number of seats offered are usually automatically capped, fulfilling the above requirement regarding profit. The ABI recommend that users of these services look at the terms and conditions associated with the schemes.