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Insurance industry access to driver data

MyLicenceFrom Summer 2014, motor insurance customers searching for car insurance quotes may be asked to provide their Driving Licence Number (DLN) – a unique 16-character sequence displayed on the driving licence. 

The DLN will be used to get information from the Driver and Vehicle Licensing Agency (DVLA) on the type of licence a customer holds, how long they have held it, and whether they have any driving convictions.

Using data provided by the DVLA will remove the opportunity for customers to make mistakes when declaring information about their driving history. Currently, nearly one in five policyholders under-declare the number of motoring convictions they have – some by accident, others maliciously in order to pay a lower premium. 

This is a joint initiative between the DVLA, the Department for Transport, and the insurance industry which is represented by the ABI and the Motor Insurers' Bureau (MIB).

As well as saving honest customers an average of £15 on the cost of their car insurance, this initiative will also mean that insurers will need to ask customers fewer questions when they apply for cover, speeding up the purchasing process for everyone.

Industry stakeholders can find a Project Information Pack, including MyLicence brand guidlines on our stakeholder document page.