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Riots can affect people's livelihoods and businesses.

Damage (such as fire or looting) resulting from riots or civil disturbance is covered as standard by your home insurance, or by your business insurance if you own a commercial property.  

The riots in August 2011 caused widespread damage to homes and businesses across England. Insurers responded quickly to the situation, paying out approximately £200 million in claims. 

If your home or business suffers loss or damage as a result of a riot contact your insurer immediately. If you don’t have insurance you may still be able to receive compensation from police compensation schemes under a piece of legislation called the Riot Compensation Act.

The Riot Compensation Act does not apply in Northern Ireland. However, under the Criminal Damage Compensation Scheme you may be entitled to claim compensation for loss suffered as a result of damage caused by acts of terrorism or an unlawful assembly of three or more persons.