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Your search for Annual General Insurance Overview Statistics 2014 resulted in 55 hits
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FAQ
If I do not intend to use my car in another EU member state and only plan to drive in the UK, will this have any impact on my car insurance?
No. If you do not intend to use your car outside of the UK, you will not need to arrange for your insurer to issue you with a Green Card and there will not be any impact on your insurance cover.
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FAQ
What happens if I have not received a Green Card?
If you are not carrying a Green Card when it is required, then you will not be able to drive legally in any EU member state. If you do attempt to drive in the EU without holding a Green Card, you may be accused of driving without insurance and could be subject to a fine, having your vehicle seized or prosecution.
The only other legal option available would be to purchase insurance locally when you arrive in the country (often known as ‘frontier insurance’). However, such insurance cover may not be widely available and may be more expensive than UK-issued policies.
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FAQ
What happens if I have not received a Green Card?
If you are not carrying a Green Card when it is required, then you will not be able to drive legally in any EU member state. If you do attempt to drive in the EU without holding a Green Card, you may be accused of driving without insurance and could face a fine, having your vehicle seized, or prosecution.
The only other legal option available would be to purchase insurance locally when you arrive in the country (often known as ‘frontier insurance’). However, such insurance cover may not be widely available and may be more expensive than UK-issued policies.
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FAQ
Does this apply for driving across the Northern Ireland and Republic of Ireland border?
Northern Ireland residents travelling to the Republic of Ireland:
Yes. You should contact your insurer to arrange for the appropriate Green Card documents.
Republic of Ireland residents travelling to Northern Ireland:
No. Valid Irish insurance discs will be accepted as proof of insurance for Irish vehicles.
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FAQ
Does this apply for driving across the Northern Ireland and Republic of Ireland border?
Northern Ireland residents driving to the Republic of Ireland:
Yes. You should contact your insurer to arrange for the appropriate Green Card documents.
Republic of Ireland residents travelling to Northern Ireland:
No. Valid Irish insurance discs will be accepted as proof of insurance for Irish vehicles.
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FAQ
I run a business where I employ drivers who regularly cross the border into the EU. Can I arrange their insurance for them or will they need their own documents?
As an employer, you will be able to arrange insurance cover on behalf of your employees, as you do today.
However, each of your employees will have an individual legal responsibility to carry these documents. Driving for employment or business purposes would not exempt anyone from needing to carry a Green Card.
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FAQ
Will the rules for driving abroad change after Britain officially leaves at the end of the transition period?
In addition to the potential changes to insurance rules, there will be a number of significant changes to driving rules and licensing requirements that take effect if we leave the EU without a Withdrawal Agreement. You will need to comply with all these requirements under the terms of your motor insurance policy.
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FAQ
Will the rules for driving abroad change when the UK-EU transition period comes to an end?
In addition to the potential changes to insurance rules, there will be a number of significant changes to driving rules and licensing requirements. You will need to comply with all these requirements under the terms of your motor insurance policy.
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FAQ
Will I need to show my insurance documents when I cross the border into the EU? Will I also need to show the documents when I move from one EU member state to another?
You may be required to show documents at the border when entering the EU, but this will be a decision for the border authorities to take. You may also be subject to police checks while driving abroad and you will also need to be able to present the document at the scene if you are involved in an accident.
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FAQ
I drive in the EU regularly in my own private car. Will I need to tell my insurer every time I travel?
A Green Card will automatically provide you with a guarantee of insurance for a minimum of 15 days. Insurers can also specify that it covers a longer period if this is required, so ask for this if you need it.
However, at the point at which you renew your motor insurance policy, you will also need to ensure you have a new Green Card for your new policy (even if you are still abroad on the date your original policy expires). If you decide to switch to a new insurer, you will need to request a new Green Card from that insurer as well.
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