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Your search for Annual General Insurance Overview Statistics 2014 resulted in 54 hits

• FAQ

  Will there be any additional charges?

  It is possible that there may be a small administrative charge associated with the provision of Green Card documents.  

  In addition, if you have fully comprehensive insurance, you will need to contact your insurer to check what aspects of this apply while you are driving abroad. Some insurers will allow you to purchase additional cover for when you are driving abroad.

• FAQ

  I run a business where I employ drivers who regularly cross the border into the EU. Can I arrange their insurance for them or will they need their own documents?  

  As an employer, you will be able to arrange insurance cover on behalf of your employees, as you do today.  

  However, each of your employees will have an individual legal responsibility to carry these documents. Driving for employment or business purposes would not exempt anyone from needing to carry a Green Card.

  A Green Card is required to cover the registration number of the individual vehicle, so a Green Card will be needed to cover each vehicle insured under one policy when being driven in the EU.

  If your employees change vehicles, they will need to carry the Green Card that is registered to the registration of the vehicle they are driving.

  If the vehicle is towing a trailer, you will also need a separate green card for that trailer.

• FAQ

  Can I use the documents insurers provide to rent or borrow a vehicle while I am in an EU member state? 

  No. If Green Card documents are provided, this will only apply to your own UK-registered vehicle.  If you want to rent or borrow a vehicle, you will need to arrange insurance separately and your Green Card will not cover this.  

   

• FAQ

  What happens if I am involved in an accident abroad that I may be wholly or partly responsible for – do I need to contact my insurer? 

  Yes. You will need to contact your insurer as soon as possible. You will also need to ask for the insurance details of the other driver and we would also strongly recommend you gather as much evidence as you can about what happened in the accident, including taking photos if possible.

• FAQ

  Can I use the documents insurers provide to rent or borrow a vehicle while I am in an EU member state? 

  No. If Green Card documents are provided, this will only apply to your own UK-registered vehicle.  If you want to rent or borrow a vehicle, you will need to arrange insurance separately and your Green Card will not cover this.  

   

• FAQ

  What happens if I am involved in an accident abroad that I may be wholly or partly responsible for – do I need to contact my insurer? 

  Yes. You will need to contact your insurer as soon as possible. You will also need to ask for the insurance details of the other driver and we would also strongly recommend you gather as much evidence as you can about what happened in the accident, including taking photos if possible.

• FAQ

  Do I need to tell my insurer I plan to drive in another EU member state?

  Yes. You will need to contact your motor insurer in advance of any trip to arrange for Green Card documents to be provided. We would suggest you contact them about one month in advance. This will apply to any motor vehicle and to all forms of motor insurance – including commercial and motor fleet policies.  

  Private motorists are already advised to contact their insurer in advance of overseas travel (including within the EU) to arrange for other aspects of their cover to be extended to the period while driving abroad (including cover for accidental damage to the vehicle). The exact arrangements for this will depend on the level of cover taken out when you bought the policy. These arrangements will continue to apply and will not be affected by the need to carry a Green Card.  

• FAQ

  Will authorities in EU countries recognise the documents – or could I still be told I need to buy cover from a local insurer while I am driving abroad? 

  EU member states will all recognise the Green Card document. Provided you have these documents, you will not need to purchase additional insurance from a local insurer.   

  The Green Card system has a standardised format that has been agreed by all EU member states (including the UK) and is currently used for travel outside the EU to other Green Card member countries (you can find a full list of Green Card member countries here.)  

• FAQ

  What help will I receive if I am involved in an accident that was not my fault while driving in the EU?  

  Through the Green Card scheme, the UK has well-established relationships with motor insurers in each member state to facilitate the settlement of claims for any incidents involving cross-border drivers.  

  However, the current ‘visiting victims’ arrangement for when a UK citizen is injured in a car accident in another EU member state will not be in place if the UK exits the EU without a Withdrawal Agreement. If you need to make an insurance claim against an EU-registered insurer, you will be subject to the local legal system and your claim may be treated differently to how it would be in the UK.

    

• FAQ

  Will authorities in EU countries recognise the documents – or could I still be told I need to buy cover from a local insurer while I am driving abroad? 

  EU member states will all recognise the Green Card document. Provided you have these documents, you will not need to purchase additional insurance from a local insurer.   

  The Green Card system has a standardised format that has been agreed by all EU member states (including the UK) and is currently used for travel outside the EU to other Green Card member countries (you can find a full list of Green Card member countries here.)