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  • Sun, sea, sand and Covid

    12/05/2021

    Travelling overseas will feel very different when it resumes albeit in a very limited way from 17 May. But one thing has not changed – for anyone travelling overseas (in compliance with FCDO advice) travel insurance will remain essential to have.

  • FAQ

    What is the EHIC?

    An EHIC (European Health Insurance Card) gives you access to state-provided healthcare available to a resident. You can get it for free from the NHS. However, it is not a substitute for having travel insurance as it will not cover all medical costs, or the cost of emergency repatriation back to the UK. 

  • FAQ

    What is GHIC?

    The new GHIC (Global Health Insurance Card) provides you with the same medically necessary state-provided healthcare that you were able to access with an EHIC when travelling to the EU. Necessary healthcare includes treatment for a pre-existing or chronic condition – some treatments will need to be pre-arranged with the relevant healthcare provider in the country you're visiting, for example kidney dialysis or chemotherapy. It does not include healthcare that you travel specifically to receive.

    GHIC is not a replacement for travel insurance as it will not cover you for all medical costs or the cost of emergency repatriation back to the UK.

    All UK residents are eligible to apply for a GHIC, and it is valid in all EU countries.

  • Covid-19: the facts about how travel insurers are supporting customers

    30/11/2020

    Does EHIC replace travel insurance?

    Sarah Brodie, Policy Adviser for travel insurance, sets out the facts on how travel insurers have been helping customers during this unprecedented time.

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