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Your search for Green Card resulted in 153 hits
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FAQ
If I have comprehensive motor insurance, will this automatically cover me if my car is damaged or stolen abroad?
All UK motor insurance providers will continue to provide the legal minimum motor insurance cover for travel to EEA countries if the driver is carrying a valid Green Card. You will, therefore, not need to purchase additional third-party motor insurance cover when travelling to these countries with a UK-registered vehicle.
Fully comprehensive motor insurance provides coverage for you and your vehicle as well as other people – this is more than is provided by third-party policies.
Not all insurers will automatically extend fully comprehensive cover for travel abroad, so it is advisable to carefully read your policy documents and contact your insurer to check what aspects of your policy apply while you are driving abroad.
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FAQ
I run a business where I employ drivers who regularly cross the border into the EU. Can I arrange their insurance for them or will they need their own documents?
As an employer, you will be able to arrange insurance cover on behalf of your employees, as you do today.
However, each of your employees will have an individual legal responsibility to carry these documents. Driving for employment or business purposes would not exempt anyone from needing to carry a Green Card.
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FAQ
What help will I receive if I am involved in an accident that was not my fault while driving in the EU?
Through the Green Card scheme, the UK has well-established relationships with motor insurers in each member state to facilitate the settlement of claims for any incidents involving cross-border drivers.
However, the current ‘visiting victims’ arrangement for when a UK citizen is injured in a car accident in another EU member state will not be in place if the UK exits the EU without a Withdrawal Agreement. If you need to make an insurance claim against an EU-registered insurer, you will be subject to the local legal system and your claim may be treated differently to how it would be in the UK.
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FAQ
Do I need to tell my insurer I plan to drive in another EU member state?
Yes. You will need to contact your motor insurer in advance of any trip to arrange for Green Card documents to be provided. We would suggest you contact them about one month in advance. This will apply to any motor vehicle and to all forms of motor insurance – including commercial and motor fleet policies.
Private motorists are already advised to contact their insurer in advance of overseas travel (including within the EU) to arrange for other aspects of their cover to be extended to the period while driving abroad (including cover for accidental damage to the vehicle). The exact arrangements for this will depend on the level of cover taken out when you bought the policy.
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FAQ
If I have to tell my insurer in advance, how much notice will I need to give?
In order to allow sufficient time to process documents, you will need to give your insurer sufficient notice of your intention to travel in advance. So, it is best to contact them about one month in advance.
It is a requirement that your Green Card document covers a period of a minimum of 15 days. Therefore, if your motor insurance policy is due to expire less than 15 days after the date of travel, you will need to ensure you have confirmed your renewal before you depart (even if your trip is less than 15 days in total).
As is the case with other forms of travel documentation, you may also need to allow additional time if you are travelling at a busy period, such as during the summer or around a Bank Holiday.
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FAQ
If I have comprehensive motor insurance, will this automatically cover me if my car is damaged or stolen abroad?
All UK motor insurance providers will continue to provide the legal minimum motor insurance cover for travel to EEA countries if the driver is carrying a valid Green Card. You will, therefore, not need to purchase additional third-party motor insurance cover when travelling to these countries with a UK-registered vehicle.
Fully comprehensive motor insurance provides coverage for you and your vehicle as well as other people – this is more than is provided by third-party policies.
Not all insurers will automatically extend fully comprehensive cover for travel abroad, so it is advisable to carefully read your policy documents and contact your insurer to check what aspects of your policy apply while you are driving abroad.
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Dominic Clayden
Dominic Clayden has worked in the insurance industry for over 20 years and joined the MIB as Chief Executive in May 2018. The MIB is at the heart of the fight against uninsured driving and…
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Dominic Clayden
Dominic Clayden has worked in the insurance industry for over 20 years and joined the MIB as Chief Executive in May 2018. The MIB is at the heart of the fight against uninsured driving and…
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FAQ
If I have to tell my insurer in advance, how much notice will I need to give?
In order to allow sufficient time to process documents, you will need to give your insurer sufficient notice of your intention to travel in advance. So, it is best to contact them about one month in advance.
It is a requirement that your Green Card document covers a period of a minimum of 15 days. Therefore, if your motor insurance policy is due to expire less than 15 days after the date of travel, you will need to ensure you have confirmed your renewal before you depart (even if your trip is less than 15 days in total).
As is the case with other forms of travel documentation, you may also need to allow additional time if you are travelling at a busy period, such as during the summer or around a Bank Holiday.
Further guidance will be provided by your insurer in advance of leaving the EU without a Withdrawal Agreement confirming exactly what information you will need to provide and how much notice you will need to give.
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FAQ
What help will I receive if I am involved in an accident that was not my fault while driving in the EU?
Through the Green Card scheme, the UK has well-established relationships with motor insurers in each member state to facilitate the settlement of claims for any incidents involving cross-border drivers.
The UK has now been withdrawn from the ‘Protection of Visitors Scheme' which allows victims of road traffic collisions in EEA countries to make compensation claims in their own country and language.
However, the Motor Insurance Bureau has been working closely with the Bureaux and Guarantee Funds of EEA states to sign bilateral Protection of visitors agreements to facilitate the exchange of information, to enable the MIB and EEA counterparts to assist victims in obtaining the information they may need to make a claim. At present, agreements have been reached with most EEA states, but a full path to compensation has not been established for Poland and Romania.
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