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• Liability insurance

  Liability insurance covers business owners, independent professionals and self-employed people against the cost of compensation claims.

• Electric vehicle charging

  As electric vehicles (EV) become increasingly common in UK households, understanding how EV charging affects both home and motor insurance is essential. Charging equipment introduces new questions…

• Publications

  Cross-product liability principles for EV home charging (PDF, 318kB)

  (PDF, 318kB)

  This good practice guide supports insurers with clear principles and practical scenarios, while helping electric vehicle (EV) owners quickly identify which policy applies, making the claims process simpler for everyone.

  Download the guide

  16/02/2026

• Additional home insurance cover

  You can extend your home insurance policy to add extra cover

• FAQ

  Will home insurance premiums go up after a storm?

  Property insurance premiums are not usually impacted by one event, but rather on the cost of a range of many different factors. One event will not usually push up property insurance premiums across the board. If you have made a claim or claims during the year this may impact on your premium at renewal, depending on the cost of the claim.

  If you have made a claim you could lose any no claim discounts that built up, which could make a difference to the following year’s premiums. However, home insurance is very competitive so we always advise people to shop around for the best cover for them.

• The industry’s response to super-complaint from Which?

  09/12/2025

  

  ABI Director of General Insurance and International, Chris Bose, share the industry’s views on a super-complaint from consumer group Which? on the home and travel insurance markets.

• Insurance Sector Fraud Charter

  20/11/2024

  

  Since publication of UK Fraud Strategy, we have been working hard with the government to develop an Insurance Sector Fraud Charter that was published last week. The Charter contains a number of insurance and public sector commitments that will make the UK even more resilient to insurance fraud. The key commitments focus on bolstering consumer awareness and victim support, tackling professional enablers and illegal insurance intermediaries and improving data & information sharing.

• Weather damage insurance claims worst on record

  15/04/2024

  

  According to our latest figures, property insurers paid out the equivalent of £13 million every day last year to homeowners and businesses.

• Year-to-date property claims payouts hit £4.1 billion

  19/11/2024

  

  Our Q3 property data reveals claims for the first three quarters of this year hit £4.1 billon – the largest amount paid out in the first nine months of any year on record. The impact of high claims is reflected in the price of premiums, as the average price of combined building and contents home insurance in Q3 rose 3% (£11) on Q2.

• Storm FAQs