Emma Watkins

Annuities Director, Scottish Widows

Emma is the Annuities Director, where she has responsibility for the end to end delivery of the Annuity proposition (from delivery of individual annuities to Scottish Widows pension customers and more recently the open market; to the execution, implementation and administration of bulk annuity policies)
Prior to joining Scottish Widows in June 2015, Emma was a partner at a LCP, specialising in helping trustees and companies manage defined benefit pension scheme risk through the use of insurance solutions. 

Emma has also held senior positions at a number of other insurance companies; With over 20 years’ experience in the pensions industry, the last 10 of which have been in the bulk annuity market.

Emma Watkins