David has worked in DWP since 2003, and in workplace pensions policy at DWP since 2014. In recent years, he has delivered regulations on the charge cap; cost, charge and investment disclosure; the introduction of tailored risk warnings in personal pensions with Guaranteed Annuity Rates; accelerating and removing barriers to DC consolidation; and clarifying and strengthening trustees’ duties around ESG. He currently leads on DWP’s work on climate change risk and responsible investment, working on the Pension Schemes Bill and embedding climate governance, TCFD and stewardship into pension scheme decision making.