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Choosing the right insurance

Insurance provides peace of mind to businesses and families across the UK. General insurance products are designed to safeguard against the risk of loss, damage or theft, for example because your house floods or because your dog unexpectedly needs major surgery.

Please note that we do not sell insurance, but we hope we can provide some helpful information when buying insurance or claiming on your existing policy.

Helpful tools: 

Calculating your home's rebuild cost

The rebuild cost is the amount it would cost to completely rebuild your home if it was destroyed beyond repair. It includes the price of labour and materials.

This cost is usually lower than your home's sale price or market value. Basing your policy on your home’s rebuild cost will prevent you from over-insuring and paying higher premiums than necessary.

Find out more

Are you in a flood risk area?

Take a look at the Gov.uk long term flood risk assessment to check if your home or business is at risk of flooding.

You can find out if you’re:

  • at immediate risk of flooding 
  • in an area that’s likely to flood in the future

 
Find out my flood risk

Insurance FAQs

Take a look at our most frequently asked insurance questions