Tools and resources

The ABI campaigns for policy change which benefits society and the wider UK economy. You can find out more about the hot topics affecting insurers and their customers here.

How to buy insurance

There are a number of ways of buying insurance. You can research the information yourself before buying a policy, or seek professional advice if you are unsure about the kind of cover you need.

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How insurance works

Insurance is a financial product sold by insurance companies to safeguard you and / or your property against the risk of loss, damage or theft (such as flooding, burglary or an accident).

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The rebuild cost is the amount it would cost to completely rebuild your home if it was destroyed beyond repair. Basing your policy on your home’s rebuild cost will prevent you from over-insuring and paying higher premiums than necessary.

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Tracing an insurance policy

Are you are trying to find out if you, a relative or friend has a life insurance policy, but you do not have the policy document and do not know the name of the insurance company that issued it?

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