Kay Chand is a partner at law firm Browne Jacobson. Kay heads up the firm’s regional digital and sourcing practice which advises clients operating in highly regulated sectors on the procurement and provision of digital and sourcing solutions. Her clients include blue chip insurers, brokers and financial services institutions. Kay advises her clients in the insurance sector on their transformation and business as usual activities of the customer policy binding and claims journey, broker relationships and the end to end supply chain utilising novel technology and contracting models including AI and blockchain digital technology and tower and agile contracting models.