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Joint statement from the ABI and British Medical Association on COVID-19

The ABI has addressed questions raised by the British Medical Association (BMA) about life insurance and income protection applications for healthcare workers during the Coronavirus pandemic.

The ABI and BMA have said:

Having discussed the issue in detail, the BMA and ABI are clear that there should be no detriment to health care workers and no one should be discouraged from having a test. Each application for life insurance and income protection will be assessed on an individual basis, regardless of profession, and focussed on the person’s health and severity of any symptoms at the time. A positive test for COVID (either a PCR or antibody test)  should not delay an application as long as the individual has recovered and been back at work for the required period.

You can find below the exchange of letters between the BMA and the ABI. 


Enquiries to:  

Sarah Aspinall     020 7216 7412         Mobile: 07725 245 297 

Malcolm Tarling    020 7216 7410         Mobile: 07776 147 667  

Laura Dawson       020 7216 7338         Mobile: 07725 245 838  


  1. The Association of British Insurers is the voice of the UK’s world leading insurance and long-term savings industry.  A productive, inclusive and thriving sector, we are an industry that provides peace of mind to households and businesses across the UK and powers the growth of local and regional economies by enabling trade, risk taking, investment and innovation. 
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Last updated 19/06/2020