Representing the UK’s insurance and long-term savings industry | Contact us


Insurance fraud is when someone invents or exaggerates a claim, or does not tell the truth in order to obtain cheaper cover. It is a serious crime which can result in a criminal conviction and even imprisonment.

The ABI estimates that fraud adds, on average, an extra £50 to the annual insurance bill for every UK policyholder. In 2014, insurers uncovered 130,000 fraudulent claims worth £1.32 billion across all insurance products. This is why insurers invest at least £200 million each year to identify fraud.   

In addition to improving their own anti-fraud systems, insurance firms fund industry initiatives including:

Reducing and deterring fraud remains a priority for the insurance industry. Our industry has a zero tolerance approach to weeding out the cheats.  

Reporting insurance fraud

If you suspect someone of insurance fraud report them to the Insurance Fraud Bureau (IFB) Cheatline by calling 0800 422 0421 or by filling out a form on the IFB’s website.

Supporting documents

Latest news

UK now has sixth highest Insurance Premium Tax in Europe
The standard rate of Insurance Premium Tax (IPT) in the UK is now the 6th highest in Europe, behind only Germany, Greece, Italy, the Neth...
From Mr Whippy to giggling conmen no let up as insurers turn up the heat on insurance cheats
The insurance industry’s ongoing crackdown against insurance fraud is highlighting the lengths some cheats will go to in making dishonest...
Small quarterly rise in average motor insurance premium, but 10% year on year increase
The average price paid for private comprehensive motor insurance in the second quarter of 2016 rose slightly by 1% since the previous qua...
Bumpy ride for motorists as average motor premiums on the rise
The average price paid for private comprehensive motor insurance in the first quarter of 2016 rose by 10% on the same period last year ac...
Revealed: the taxing cost of buying motor insurance
UK motorists felt the impact of the rise in Insurance Premium Tax from 6% to 9.5% through higher private car comprehensive motor insuranc...
Insurers will do whatever it takes to protect honest customers against insurance fraud
The ABI has welcomed today’s publication of the Government’s Insurance Fraud Taskforce review of insurance fraud.