Representing the UK’s insurance and long-term savings industry | Contact us

Personal injury claims

personal injury is a legal term to describe physical or mental harm to your person, as opposed to your property.

People may claim compensation if they are injured as a result of an accident which was not their fault – this is referred to as a personal injury claim.

A personal injury claim is a civil claim, usually dealt with by a personal injury lawyer. 

If the person responsible for the accident has insurance, their insurance company may have to pay compensation to the injured person, as well as their legal fees.

The most common types of personal injury claims are for:

For more information see tackling the compensation culture: the legal aid, sentencing and punishment of offenders bill (pdf 2.4MB).

Latest news

ABI: increase in inflation makes a sensible Discount Rate more important than ever
The large increase in inflation today makes it even more absurd that the Ministry of Justice has decided to massively increase compensati...
21/03/2017
Discount rate change comes into force today as industry and customers face ‘three waves of impact’
Legislation that will confirm the Lord Chancellor’s decision to massively increase compensation payments for some injuries comes into for...
20/03/2017
ABI suggests how the Government can plug the gap created by its NICs U-turn
James Dalton, Director of General Insurance Policy, Association of British Insurers, comments.
15/03/2017
Budget reveals massive Discount Rate hit on NHS and inflation
£6 billion extraordinary bill for tax payers
08/03/2017
Chancellor meets insurance sector leaders to discuss personal injury discount rate
A joint statement from the Chancellor Philip Hammond and the Director General of the Association of British Insurers, Huw Evans, followin...
28/02/2017
Insurance CEOs to call for change in discount rate rules at Chancellor meeting today
The CEOs of fifteen of the UK’s biggest motor and commercial liability insurers will today meet the Chancellor and call on him to interve...
28/02/2017