Representing the UK’s insurance and long-term savings industry | Contact us

Personal injury claims

personal injury is a legal term to describe physical or mental harm to your person, as opposed to your property.

People may claim compensation if they are injured as a result of an accident which was not their fault – this is referred to as a personal injury claim.

A personal injury claim is a civil claim, usually dealt with by a personal injury lawyer. 

If the person responsible for the accident has insurance, their insurance company may have to pay compensation to the injured person, as well as their legal fees.

The most common types of personal injury claims are for:

For more information see tackling the compensation culture: the legal aid, sentencing and punishment of offenders bill (pdf 2.4MB).

Latest news

Government consultation to crackdown on whiplash should tackle impact on honest motorists
We want fair compensation for genuine claimants and a fairer deal for motorists
17/11/2016
Small quarterly rise in average motor insurance premium, but 10% year on year increase
The average price paid for private comprehensive motor insurance in the second quarter of 2016 rose slightly by 1% since the previous qua...
08/08/2016
ABI comments on new rules requiring cold call firms to display telephone numbers
The Government has announced that direct marketing callers will be required to provide a valid telephone number.
25/04/2016
Clampdown on the compensation cowboys
Time to bring an end to Wild West approach of CMCs.
02/11/2015
ABI calls for clampdown on rogue claims management companies as people continue to be bombarded by nuisance calls and texts
The public continues to be plagued by nuisance calls or texts from companies encouraging them to claim for compensation, such as for pers...
08/09/2015
Four weeks to go: Next steps in tackling the Compensation Culture event
With only four weeks to go until the ABI's Next steps in tackling the Compensation Culture event, James Dalton, Director, General Insuran...
11/08/2015