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Whiplash claims

One of the most common personal injuries people claim compensation for is whiplash. Whiplash is a neck injury caused by a sudden movement of the head forwards, backwards or sideways, often as a result of a road traffic accident.

More than 1,500 whiplash claims are made in the UK every day, costing the insurance industry more than £2 billion a year – and adding £90 to the average annual motor insurance premium.

Personal injury claims, and their associated legal fees, are continually rising. This has led to increasing costs for insurers, and more expensive insurance premiums for consumers.

The ABI is also campaigning for reform of the personal injury claims system – it is one of our key priorities as an organisation. We are actively working with the insurance industry and the government to eliminate fraudulent and exaggerated claims and make the system more efficient for genuine claimants. 

For more information see Tackling the compensation culture: the legal aid, sentencing and punishment of offenders bill (pdf 2.5MB).