With Storm Doris buffeting much of the UK, the Association of British Insurers advises anyone who has suffered property damage:
- Do not put yourself at risk, for example climbing up to check any possible damage to roofs.
- Contact your property insurer as soon as possible. Most will have 24-hour emergency helplines, to offer advice on what to do and to sort out repairs as quickly as possible.
- If necessary, arrange temporary emergency repairs to stop any damage getting worse. Tell your insurer and keep any receipts, as this will form part of your claim.
- Do not be in a rush to throw away damaged items, unless they are a danger to health, as these may be able to be repaired or restored. Your insurer will advise.
- Comprehensive motor insurance policies will cover storm damage to your vehicle.
- If planning to fly and your flight is disrupted then speak to your tour operator, air carrier or travel agent
Laura Hughes, ABI Policy Adviser, General Insurance, said:
"This is exactly the type of event that insurance is designed to cover. Insurers expect bad weather to strike during the winter and will be geared up to helping customers who have suffered storm damage recover as quickly as possible. Home, business and comprehensive motor policies will cover storm damage. Business policies may also cover the cost of hiring alternative temporary trading premises.”
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