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Your search for Annual General Insurance Overview Statistics 2014 resulted in 33 hits
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FAQ
Can I use the documents insurers provide to rent or borrow a vehicle while I am in an EU member state?
No. If Green Card documents are provided, this will only apply to your own UK-registered vehicle. If you want to rent or borrow a vehicle, you will need to arrange insurance separately and your Green Card will not cover this.
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FAQ
What happens if I am involved in an accident abroad that I may be wholly or partly responsible for – do I need to contact my insurer?
Yes. You will need to contact your insurer as soon as possible. You will also need to ask for the insurance details of the other driver and we would also strongly recommend you gather as much evidence as you can about what happened in the accident, including taking photos if possible.
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FAQ
Can I use the documents insurers provide to rent or borrow a vehicle while I am in an EU member state?
No. If Green Card documents are provided, this will only apply to your own UK-registered vehicle. If you want to rent or borrow a vehicle, you will need to arrange insurance separately and your Green Card will not cover this.
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FAQ
What happens if I am involved in an accident abroad that I may be wholly or partly responsible for – do I need to contact my insurer?
Yes. You will need to contact your insurer as soon as possible. You will also need to ask for the insurance details of the other driver and we would also strongly recommend you gather as much evidence as you can about what happened in the accident, including taking photos if possible.
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FAQ
Do I need to tell my insurer I plan to drive in another EU member state?
Yes. You will need to contact your motor insurer in advance of any trip to arrange for Green Card documents to be provided. We would suggest you contact them about one month in advance. This will apply to any motor vehicle and to all forms of motor insurance – including commercial and motor fleet policies.
Private motorists are already advised to contact their insurer in advance of overseas travel (including within the EU) to arrange for other aspects of their cover to be extended to the period while driving abroad (including cover for accidental damage to the vehicle). The exact arrangements for this will depend on the level of cover taken out when you bought the policy. These arrangements will continue to apply and will not be affected by the need to carry a Green Card.
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FAQ
Will authorities in EU countries recognise the documents – or could I still be told I need to buy cover from a local insurer while I am driving abroad?
EU member states will all recognise the Green Card document. Provided you have these documents, you will not need to purchase additional insurance from a local insurer.
The Green Card system has a standardised format that has been agreed by all EU member states (including the UK) and is currently used for travel outside the EU to other Green Card member countries (you can find a full list of Green Card member countries here.)
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FAQ
What help will I receive if I am involved in an accident that was not my fault while driving in the EU?
Through the Green Card scheme, the UK has well-established relationships with motor insurers in each member state to facilitate the settlement of claims for any incidents involving cross-border drivers.
However, the current ‘visiting victims’ arrangement for when a UK citizen is injured in a car accident in another EU member state will not be in place if the UK exits the EU without a Withdrawal Agreement. If you need to make an insurance claim against an EU-registered insurer, you will be subject to the local legal system and your claim may be treated differently to how it would be in the UK.
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FAQ
Do I need to tell my insurer I plan to drive in another EU member state?
Yes. You will need to contact your motor insurer in advance of any trip to arrange for Green Card documents to be provided. We would suggest you contact them about one month in advance. This will apply to any motor vehicle and to all forms of motor insurance – including commercial and motor fleet policies.
Private motorists are already advised to contact their insurer in advance of overseas travel (including within the EU) to arrange for other aspects of their cover to be extended to the period while driving abroad (including cover for accidental damage to the vehicle). The exact arrangements for this will depend on the level of cover taken out when you bought the policy.
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FAQ
If I have to tell my insurer in advance, how much notice will I need to give?
In order to allow sufficient time to process documents, you will need to give your insurer sufficient notice of your intention to travel in advance. So, it is best to contact them about one month in advance.
It is a requirement that your Green Card document covers a period of a minimum of 15 days. Therefore, if your motor insurance policy is due to expire less than 15 days after the date of travel, you will need to ensure you have confirmed your renewal before you depart (even if your trip is less than 15 days in total).
As is the case with other forms of travel documentation, you may also need to allow additional time if you are travelling at a busy period, such as during the summer or around a Bank Holiday.
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FAQ
Will authorities in EU countries recognise the documents – or could I still be told I need to buy cover from a local insurer while I am driving abroad?
EU member states will all recognise the Green Card document. Provided you have these documents, you will not need to purchase additional insurance from a local insurer.
The Green Card system has a standardised format that has been agreed by all EU member states (including the UK) and is currently used for travel outside the EU to other Green Card member countries (you can find a full list of Green Card member countries here.)