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Flooding

- read a text version of this video on Opinionated - ABI Blogs.

Flooding has become a major issue for some homeowners and tenants looking for buildings and contents insurance. The UK experienced some of its wettest weather in a century in 2012. Widespread flooding affected more than 8,000 properties, causing £400 million worth of damage.

From 4th April 2016, a new not-for-profit scheme called Flood Re will help people who live in flood risk areas get affordable home insurance. If you are an insurance customer, read our customer guide to find out more.

A detailed briefing on how Flood Re was designed and operates is available on our Flood Re explained page.

If you live in a flood-prone area you may find it difficult to access home insurance. If you're having problems finding cover, try contacting insurance companies directly or through a broker via the British Insurance Brokers’ Association

See the ABI's tips on accessing flood insurance for more information.

Accurately assessing your flood risk may help you when approaching insurers for cover. If you live in a flood-prone area the ABI’s tips on preparing for a flood will help you to minimise the damage to your home and its contents. 

If you’ve already experienced flooding see the ABI's advice on recovering from a flood and making an insurance claim.

There is also specific advice for businesses. See the ABI's guide for businesses affected by flooding (pdf 2.25MB).

Latest news

Extra flood defence spending is welcome but long-term investment is needed
Response to National Flood Resilience Review
08/09/2016
Latest flood clear up figures reinforce the need for more resilient properties
The latest figures showing how the clean-up is going in the wake of the winter storms is published today by the Association of British In...
03/08/2016
Heavy rain in London and the South East - Flood advice from the ABI
The ABI advises anyone who has suffered flood damage to contact their home insurer as soon as possible. Most will have 24-hour emergency ...
23/06/2016
90% of insurance claims now fully or partly settled after December’s storms
New figures show progress for commercial and domestic customers
15/06/2016
ABI: "Flooding investment should not be a sticking plaster in an emergency"
ABI responds to report from the Environmental Audit Committee on Flooding Cooperation across Government.
09/06/2016
New flood insurance scheme starts Monday - top tips for homeowners
A world-first insurance scheme designed to help people who live in flood risk areas get affordable home insurance launches on Monday (Apr...
01/04/2016