Representing the UK’s insurance and long-term savings industry | Contact us


- read a text version of this video on Opinionated - ABI Blogs.

Flooding has become a major issue for some homeowners and tenants looking for buildings and contents insurance. The UK experienced some of its wettest weather in a century in 2012. Widespread flooding affected more than 8,000 properties, causing £400 million worth of damage.

From 4th April 2016, a new not-for-profit scheme called Flood Re will help people who live in flood risk areas get affordable home insurance. If you are an insurance customer, read our customer guide to find out more.

A detailed briefing on how Flood Re was designed and operates is available on our Flood Re explained page.

If you live in a flood-prone area you may find it difficult to access home insurance. If you're having problems finding cover, try contacting insurance companies directly or through a broker via the British Insurance Brokers’ Association

See the ABI's tips on accessing flood insurance for more information.

Accurately assessing your flood risk may help you when approaching insurers for cover. If you live in a flood-prone area the ABI’s tips on preparing for a flood will help you to minimise the damage to your home and its contents. 

If you’ve already experienced flooding see the ABI's advice on recovering from a flood and making an insurance claim.

There is also specific advice for businesses. See the ABI's guide for businesses affected by flooding (pdf 2.25MB).

Latest news

New flood insurance scheme starts Monday - top tips for homeowners
A world-first insurance scheme designed to help people who live in flood risk areas get affordable home insurance launches on Monday (Apr...
One month until new flood insurance scheme begins – top tips for homeowners
The Association of British Insurers (ABI) is setting out its top five tips to help homeowners who live in flood risk areas get affordable...
Storm Imogen - insurance advice from the ABI
With the latest bout of bad weather –Storm Imogen – battering parts of the UK, the ABI is reminding homeowners and businesses to take pre...
ABI responds to Environment Agency plans to repair storm-damaged flood defences
The Environment Agency has identified around 660 flood defences needing repair work in the wake of the December storms.
Winter flooding 2015/16: the story so far
The ABI has published an infographic showing how insurers have responded to the recent flooding in the UK.
New figures reveal scale of insurance response after recent floods
Following the devastating floods caused by storms Desmond, Eva and Frank during December and over the New Year, insurers are today releas...