Accessing flood insurance
Shop around
Price comparison websites are not always the best place to buy flood insurance. Contact companies directly or speak to an insurance broker through the British Insurance Brokers’ Association to find the right policy for you.

Use the BIBA flood insurance directory
We have worked with the British Insurance Brokers’ Association and Flood Re to launch a Flood Insurance Directory. This directory lists specialist flood insurance providers well placed to find insurance solutions for households struggling to obtain flood cover.

Consider commissioning a property-level flood risk survey
Check first if your insurer is able to take surveys into account when assessing whether to insure your property.

Consider installing flood defence measures
Examples include flood doors, airbrick covers and raised electrical sockets. Consider this in parallel with a property-level flood risk survey.

Contact the National Flood Forum
This national charity supports individuals and communities at risk of flooding.







