Blogs
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EU and Pensions: The facts
01/06/2016
Membership of the EU guarantees British insurers the right to do business in 27 other countries on an equal footing. The UK gains from this arrangement, selling more in insurance and long-terms…
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Pensions aren't broken - but they're work in progress
23/05/2016
Yvonne Braun, Director of Policy, Long-term Savings and Protection On Saturday, the Daily Telegraph launched a 19 point campaign for reforming the pensions system to ensure everyone can engage…
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Confessions of a Chief Economist
19/05/2016
Henry Thompson, Policy Adviser The UK’s poor understanding of pensions is well-known. Frankly it’s not surprising when you consider the complexity of the language the industry converses in. Pension…
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Guest blog: Advice - how will consumers access it in a post-FAMR world?
12/04/2016
Darren Fisher, Huntswood Although the Financial Advice Market Review (FAMR) asserts that consumers need the industry to do more in the advice space, there are a number of factors that come into play…
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Budget 2016: What does it mean for savers?
23/03/2016
Yvonne Braun, Director of Policy, Long-term Savings and Protection In Wednesday’s Budget, the Chancellor sought to appeal to younger savers with a ‘Lifetime ISA’ which they can use to save with a…
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A free pension review? Some investments are too good to be true
08/03/2016
Rob Yuille, Manager, Retirement Policy A recent High Court judgment on a technicality about pension transfers is attracting a lot of interest. Why? As well as the underlying concern that the scheme…
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The Pension ISA - caught between a rock and a hard place (or a recipe for indigestion)
02/03/2016
Jon Allen, Manager, Taxation & Long Term Savings The Treasury likes the idea of a Pension ISA. But there is a big snag when you look at the numbers - they just don't work. Let me explain. To…
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How is the insurance and long term savings industry meeting the needs of an ageing population?
22/02/2016
Yvonne Braun, Director of Policy, Long-term Savings and Protection The ageing society is not just an issue for “older people” – it affects all age cohorts, in different ways. Long-term savings…
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Why a Pensions ISA would be a mistake
10/02/2016
Ben Gaukrodger, Manager, Savings Policy In the Summer Budget, the Chancellor announced a consultation on pension tax relief, ‘Strengthening the Incentive to Save’. The industry welcomed this as an…
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A Savers’ Bonus - personal responsibility and pension savings
26/10/2015
Tiffany Tsang , Policy Adviser, ABI Recent government research shows a startling fact: almost 11 million people with incomes below £52,000 are under-saving. Almost 60 percent of those people…