Blogs

  • Turbulence ahead – quarterly tax update

    26/07/2017

    In my March blog, ‘Budgeting for Uncertainty’ I outlined some areas, both in specific technical areas and the wider environment, in which clarity was sought. Hard to imagine then the surprise general election (generating another period of HMRC ‘purdah’) and the perhaps greater surprise of the outcome. Clarity and stability, therefore, still command a premium.

  • What insurance professionals of the future need to know

    25/07/2017

    I attended the ABI’s event, held jointly with the Insurance Industry Charitable Foundation, “Fit for the Future: Can Insurance Keep up?” It was thoroughly enjoyable, delving deep into a panel discussion on what decisions we could all make that result in more positive business and social change for the future.

  • Pressing engagement: what behavioural interventions work in long-term savings?

    21/07/2017

    Pensions policy veterans and newcomers alike will be all too familiar with two big questions posed at hundreds of events over many years: how do we get people to save more, and how do we get people to make informed retirement decisions?

  • Statutory Instruments – where do I begin?

    14/07/2017

    The European Union (withdrawal) Bill, commonly referred to as the Repeal Bill, was presented to Parliament yesterday. You probably weren’t alone in asking what the terms delegated legislation, secondary legislation and statutory legislation mean and what this all has to do with Brexit. Don’t panic. We are here to help.

  • Sacred cows and golden geese: five reflections from the ABI Long Term Savings Conference

    11/07/2017

    The conference provided DWP with the chance to unveil their new boss in his first outing as Secretary of State for Work & Pensions - and an opportunity for him to set out his stall in front of the industry. In what would have been music to the ears of many in the room, Mr Gauke noted need for longer term thinking and “a well thought-out approach” to policy making, “built on a solid evidence base”.

  • Delivering return on equality - the rewards of LGBT inclusion

    06/07/2017

    So how concerned should we still be about equality? Despite some great role models, there is still a long way to go before we can look at chief executives in business and see a diversity that reflects wider society.

  • What did we learn from the ABI Brexit conference?

    29/06/2017

    Anniversaries are a good time to reflect and move forward. One year on from the EU referendum we decided to hold a Brexit conference to do just that. The conference was an opportunity to cut through some of the uncertainty and focus on what matters in the Brexit negotiations for our customers and our industry.

  • Uncharted constitutional waters

    19/06/2017

    The outcome of the 2017 General Election is not actually as rare as all that. But the Fixed Term Parliaments Act (FTPA) has muddied the water and the constitution – as well as the nation's patience - could well be tested again in the weeks and days ahead. This short blog looks at the uncertainties ahead and how likely it is, at the beginning of a new Parliament, that it will last the full five years.

  • The digital insurance landscape in 2017

    16/06/2017

    I've spent a fair amount of time in recent weeks speaking at and chairing various digital insurance events. In preparing for these, as I've revisited my old blogs, speeches and publications on data and digital issues, I have reflected on how the environment has evolved over the last couple of years.

  • Five issues to consider from General Election 2017

    09/06/2017

    So this was the gamble which ultimately did not pay off for Theresa May. For the third time in three years, a UK national vote defied expectations and threw the political establishment up in the air. While many of the uncertainties created by last night's vote will take a while to resolve, here are five issues to consider...